Analyst Corner

Category: Payments

Pursuing Unified Commerce Without Sacrificing Security

Without question, the single biggest trend in retail is in the area of Unified Commerce; namely getting both internal and external systems integrated in such a way that product can be shopped from anywhere and delivered from anywhere.  Retailers are scrambling to figure out how to best compete against Amazon, […]

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REPLAY: Unified Commerce – Modern Retail’s Coming Together

The following is a replay of a webinar from December 15th on how retail is moving towards Unified Commerce. Unified Commerce is one step beyond Omnichannel and includes the technology enabled retail functions (both inside and outside the company) to serve the consumer where, when and how they desire. Multi ->Cross->Omni->Unified […]

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ALERT: Only 6% of Merchants Meet EMV Deadline

According to new research provided from our friend Tom McCrohan of CLSA America’s Research, less than 6 % of overall US merchants were set to meet the EMV deadline of October 1, 2015 for the shift of liability of fraudulent transactions.  As of September 15th, only 314,000 merchant locations were ready.  […]

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EMV Will Not Fix Retail Credit Card Security

In IHL’s latest research EMV: Retail’s $35 Billion “Money Pit”, one of the conclusions in the study is that the failure of the PCI process to stop data breaches has been primarily due to the heavy cost it takes for retailers to become PCI compliant.  As a result, what was meant […]

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Money 20/20 and the Future of Payments

A few weeks back I had the pleasure of attending the third annual Money 20/20 conference. By all accounts the show reflected both the sea change in the hype of the payment space with record attendance. Having begun two years ago with an initial attendance of 2,000 each successive year […]

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